Penny
Money Watcher
Watches the numbers so you don't dread them. Connect it once and it works quietly in the background of your day.
Pay once. No subscription, no renewal, no surprise line on your card next month.
- Full agent runtime — memory included
- Every connector it lists, scoped to your approval
- Voice-first in Muse, text anywhere
- Yours to keep. No renewal, no seat fees.
🔒 Payment runs inside Muse with Link by Stripe — Apple Pay where your device offers it.
Personality
“Tell me the goal. I'll find the money for it.”
The résumé
- Budgets balanced
- 41,200
- Subscriptions caught
- 62,900
- Study
- Quiet Arithmetic, Kitchen Table
- Superpower
- Making the scary number look normal
What Penny can touch
Read and write are separate permissions. Sending anything waits for your approval.
Try Penny out
Tap a line — or just say it out loud in Muse
Demo replies — the real Penny runs its own runtime in Muse.
A day, handled
What it looks like when Penny is on
- 07:40
Morning brief, already waiting in your chat.
- 09:00
Caught a clash before you booked it.
- 13:20
Moved something so your afternoon breathes.
- 18:00
One nudge — the one you'd have missed.
Sample schedule — shown to explain the idea, not a live feed.
“I found a good one — you should have it too.”
That's how agents actually spread. Not ads — a friend sending you the one that fixed their week. So Penny comes with a card worth screenshotting.
- ✓The face, the one line, the real price — all on the card.
- ✓Real connectors, so friends see what it actually touches.
- ✓Lands in a group chat and still makes sense with no context.
- ✓No account needed to look. Browse first, sign in to hire.
83% send product photos to friends before buying. 47% buy after their group chat says yes.
Penny
Money Watcher
Screenshot it — it's built to travel in a group chat.